When it may fit
- An acquisition intended for a long-term rental hold.
- Refinancing an operating investment property.
- Moving a stabilized property out of short-term financing.
What we review
Income, occupancy, operating expenses, net operating income, existing debt, and property value shape the review. Residential rental requests and larger commercial properties may require different structures. Debt coverage is evaluated using applicable loan terms; no minimum ratio or rate is promised on this page.
Prepare your project
- Current rent roll, leases, and occupancy details.
- Recent operating statements and expense history.
- Existing loan terms, payoff, and property information.
- Ownership details, available reserves, and holding strategy.
Your next steps
Provide annual net operating income and the requested loan amount in the intake. Our team clarifies the property type and financing purpose before outlining next steps. Final eligibility, term, and payment structure require underwriting and approval.